Fintech

Treasury Operations Platform

3h → 12m

cash-flow forecast prep time

Lumen moved treasury operations for $180M+ in assets from spreadsheet chains to a single working system.

The Challenge

Understanding the problem

The treasury team handled balances, FX exposure, and forecasting in Excel across multiple banks and currencies. Existing tools were either too limited or required long enterprise rollouts they could not afford.

Our Approach

Finding the path forward

We built a narrow V1 with four core workflows and put it in daily use by week 8. The trade-off was reduced initial scope, but it gave us production feedback early and shaped the next releases around real operator behavior.

Our treasury team stopped exporting to Excel for daily decisions. That is the clearest signal this was built for how we actually work.

VP Product

EU Treasury Team

The Solution

Bringing it all together

The platform combines API and SFTP bank ingestion, FX exposure tracking, forecasting, and scenario modeling that replaced 40+ spreadsheet tabs. Two bank integrations required temporary manual reconciliation during the first release cycle while mapping rules stabilized.

Project Details

Client

EU Treasury Team, AUM $180M+

Year

2024

Role

Product Design, Frontend Engineering

Timeline

6 months (ongoing optimization retainer)

Tech Stack

Next.jsTypeScriptTailwindPrismaVercel

The Results

3h → 12m

cash-flow forecast prep

Teams no longer stitched data manually because balances and assumptions lived in one workflow.

3.2×

faster FX decisions

Scenario modeling reduced deliberation time on large currency moves.

90%

less spreadsheet dependence

Most recurring treasury operations moved from ad-hoc sheets to role-specific product flows.